Vault Mortgage

VAULT Rate Update June 24

VAULT is one of Canada’s largest non-bank lenders. We specialize in helping income-challenged borrowers with transitionary 1st mortgage solutions in metro areas in Ontario and British Columbia.

  • 1st mortgages are fully open
  • 20% no-fee prepayment privilege
  • 0.25% premium on rentals
  • No qualification ratios
  • No GDS/TDS
  • Low document solutions
  • No hidden fees
  • One week or less closing
  • Flexible pricing options
  • Homeowners reserve – a cheaper alternative to our Classic product
  • Commissions are now paid by Vault!

Reach out to us if you’re file needs  more latitude to get over the finish line.

Emerson Dias

Senior Vice President, Sales

Agent# M18002012

(416) 995-2598


Colin Johnston

SVP Sales and Operations (BC)

(778) 808-8450


FSRA Licence# 10890

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