ROI Group
Since 1997, Reciprocal Opportunities Incorporated (ROI) has been operating as a direct mortgage lender. Over the past two decades, deals funded to date have grown to more than $275 Million. ROI seeks out deals which are mutually beneficial for both parties. ROI does not have pre-determined requirements or a set appetite for deals, which gives it the flexibility to assess each deal by it’s own merit, regardless of asset class. It is our mission to find a solution to fit your needs with common-sense lending and an entrepreneurial approach.
Here are some lending guidelines per lending type:
COMMERCIAL LENDING
We provide financing across all assets of commercial real estate and cater the loan accordingly. Primarily an equity based lender, we take a common sense approach to find a loan structure that is mutually beneficial.
Please see below for our typical lending criteria.
Classes:
- Multi-Family Residential
- Retail
- Office
- Industrial
- Hotel
- Banquet Hall
- Vacation Property
Loan Type:
- Acquisition Financing
- Re-Finance
- Bridge Loan
- Inventory Loan
- Capex Financing
DEVELOPMENT LENDING
ROI is able to provide funding to land development at all stages in the development timetable. From a re-zoning to site servicing we are able to structure a loan to fit your needs.
Please see below for our typical lending criteria.
Classes:
- From Agricultural Land to Site Plan Approved
Loan Type:
- Acquisition Financing
- Re-Finance
- Bridge Loan
- Site Servicing
- Mezzanine Loans
CONSTRUCTION LENDING
Flexible and comprehensive construction financing solutions. Draw requests are typically fulfilled within 72 Hours and milestones are catered to your needs.
Please see below for our typical lending criteria.
Classes:
- Multi-Family Residential
- Retail, Office
- Industrial, Hotel
- Banquet Hall
Loan Type:
- Construction Line of Credit & Revolving Facilities
- Acquisition and Improvement
ALTERNATIVE LENDING
ROI is an asset-based lender that focuses on the collateral pledged. This allows ROI the ability to provide financing against real estate, blanket collateral, assignment/transfer of mortgage.
We are able to provide funding Ontario-wide, in locations where charter institutions do not have the appetite.
Please see below for our typical lending criteria.
Classes:
- Agricultural
- Mining & Aggregates
- Manufacturing
- Vacation Property
- Assignment/Transfer of Mortgage
Loan Type:
- Acquisition Financing
- Re-Finance
- Bridge Loan
- Inventory Loan
- Capex Financing
- Working Capital
- Equity Take Out
For borrowing inquiries please contact us as per below:
Email: dneziol@roigroup.ca
Phone: 519-755-6252
Location: 75 Brant Ave, Brantford ON N3T 3H2
